FLORIDA INSURANCE BENEFITS
Life • Health • Retirement
FLORIDA INSURANCE BENEFITS
Life • Health • Retirement
Florida Insurance Benefits
Protection for the people who depend on you.
Health insurance helps — but it doesn’t always cover lost income, travel to specialists, or help your spouse stay home with you. Critical illness fills that gap.
Lump-sum cash
Money goes directly to you after a covered diagnosis — you decide how to spend it.
Covers high-cost illnesses
Cancer, heart attack, stroke — some plans also cover organ transplant or major surgery.
Protect savings
Use it for deductibles, mortgage, utilities, child care, or travel to a better hospital.
Pick the lump-sum payout that fits your budget.
Most Florida clients choose between $10,000, $25,000, or $50,000 in cash. We can go higher if needed.
$10,000
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Great add-on to health or Medicare
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Helps cover travel or deductibles
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Fast issue, simple underwriting
$30,000
Strong cushion for mortgage + bills
Gives spouse time off work
Covers out-of-network or specialists
$50,000
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For business owners or higher income
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Helps replace several months of income
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Lets you focus on recovery, not bills
Getting Critical Illness Coverage
Choose Your Coverage
Select the amount of coverage you need and a policy that specifically covers the critical illnesses you are most concerned about.
Maintain Your Policy
You are required to pay regular premiums to keep your coverage active and ensure that your policy remains in full force for the duration of the contract.
Receive Your Payout
If you are diagnosed with a covered illness, you receive a single, lump-sum cash payment you can use for any purpose you choose.
Coverage for working adults, families, and retirees.
If getting sick would disrupt your income or savings, this is for you.
Working adults
Cash cushion if you can’t work during treatment.
Families
Helps a spouse take time off without losing income.
Retirees
Cover what Medicare doesn’t — on your terms.
Floridians value having a safety net.
Real clients who didn’t want a medical event to drain their savings.
★★★★★
“We had Medicare but wanted extra protection for cancer. This was simple and affordable.”
Angela G.
Fort Lauderdale, FL
★★★★★
“I like that the money goes to me, not the hospital. That sealed it.”
Robert B.
Hollywood, FL
★★★★★
“It fit right in with our other policies. One call and we were done.”
Tanya L.
Pompano Beach, FL
Get answers before you apply.
Most plans cover cancer, heart attack, and stroke. Some carriers add organ transplant, kidney failure, or major surgery. We’ll show you which ones.
Yes, because health insurance doesn’t replace income or pay your non-medical bills. Critical illness plugs that gap.
Yes. It’s paid directly to you after the covered diagnosis. Use it for rent, mortgage, flights, deductibles — you decide.
Yes. We help Florida clients virtually every day — and we can also do in-home appointments in many areas.