FLORIDA INSURANCE BENEFITS
Life • Health • Retirement
FLORIDA INSURANCE BENEFITS
Life • Health • Retirement
Florida Insurance Benefits
Protect what you saved. Get guaranteed income.
Fixed and indexed annuities from multiple carriers — for Florida retirees who want principal protection and predictable income.
Turn your savings into income you can’t outlive.
Annuities are for people who don’t want to gamble their retirement on the market — and want a clear, guaranteed plan.
Principal protection
We use fixed/indexed annuities to help avoid market losses — especially in retirement.
Guaranteed income
Build an income stream for life so you always know what’s coming in each month.
Multi-carrier choice
We compare multiple A-rated annuity carriers so you don’t get stuck with just one option.
Pick the product that matches your retirement goal.
Growth, income, or safety — we’ll help you pick the best fit annuity so you never outlive your retirement.
Fixed Annuities
Guaranteed interest for a set term — ideal for predictable, low-risk growth and steady returns.
Indexed Annuities
Tied to a market index with downside protection — a smart choice for long-term growth and stability.
Income Annuities
Turn your savings into guaranteed monthly income — great for retirees seeking reliability and comfort.
Multi-Year (MYGA)
Lock in a fixed rate for several years — earn tax-deferred growth with confidence and flexibility.
3 simple steps to a safe retirement plan.
Fund Your Account
Make contributions (a lump sum or a series of payments) that are placed into your annuity contract.
Grow Your Contributions
The money in your contract grows over time on a tax-deferred basis, depending on the type of annuity you choose.
Receive Your Payments
You can convert your funds into a payout, which can be received as a lump sum, a series of payments, or a death benefit.
Annuities for retirees, pre-retirees, and business owners.
If you can’t afford to lose money this close to retirement — we can help.
Retirees on fixed income
An annuity provides a guaranteed, predictable income stream for life that helps cover essential expenses and offers financial stability.
Pre-retirees (50s-60s)
An annuity offers tax-deferred growth on savings, allowing funds to compound more effectively before converting to a steady income in retirement.
Business Owners
An annuity provides crucial asset protection from creditors, a flexible source of retirement income, and funding for business succession plans.
Florida retirees we helped protect.
People who didn’t want to lose money in retirement — and wanted a real local agent.
★★★★★
“He showed me 2 different fixed annuities and explained the surrender charge in plain English. I felt comfortable moving my CD over.”
Patrick S.
Coral Springs, FL
★★★★★
“We didn’t want market risk anymore. The indexed annuity was exactly what we needed.”
Joan M.
Hollywood, FL
★★★★★
“Local, knowledgeable, and not pushy. Gave us choices instead of selling one company.”
Arnold L.
Pembroke Pines, FL
Our most common questions
No. Each annuity has a specific surrender period (like 5, 7, or 10 years) and a free-withdrawal amount. We show you that upfront.
Not from market downturns — that’s the point. Your worst year would typically be 0% (no gain, no loss), depending on the product.
No. We’re paid by the carriers. You get the same product you’d get calling them — but with local help.
Yes. We help with the transfer so it stays tax-deferred. We’ll tell you which annuities allow qualified rollovers.