Critical Illness Insurance
Get a financial safety net when life throws the unexpected. Plans that pay you directly after a major diagnosis — so you can focus on recovery, not bills.
What Is Critical Illness Insurance?
Critical Illness Insurance provides a one-time, tax-free cash payment if you're diagnosed with a serious illness like cancer, heart attack, stroke, or other covered conditions. The money is yours to use however you need — from medical bills to living expenses or travel for treatment.
What's Covered
Cancer
Get a lump-sum payment after a covered cancer diagnosis.
Heart Attack
Financial support when a heart attack strikes unexpectedly.
Stroke
Helps with recovery costs after a covered stroke event.
Organ Transplants
Covers major procedures like kidney, liver, or heart transplants.
Loss of Vision or Hearing
Support for sudden, permanent loss of sight or hearing.
Other Major Diagnoses
Coverage for a range of other serious medical conditions.
Who Is This For?
A serious diagnosis can affect anyone — and the financial impact can be just as stressful as the medical one. This coverage is ideal for people who want peace of mind, especially those with a family history of illness, limited savings, or gaps in their current health coverage.
People with family history of serious illness
If conditions like cancer, stroke, or heart disease run in your family, this coverage offers a safety net in case the unexpected becomes reality.
Medicare beneficiaries wanting extra protection
Medicare doesn't cover everything. A critical illness plan gives you added financial support for costs Original Medicare won’t fully pay.
Those without enough emergency savings
If you’re worried about how you’d handle major medical bills, this plan provides a lump sum to help you stay afloat during recovery.
Anyone who wants peace of mind and financial flexibility
Get coverage that puts you in control — so you can use the money where it matters most, with no restrictions and no red tape.
How It Works
1.
Request a Quote
Get a quick, personalized estimate based on your needs.
2.
Compare Plans
See options from multiple top-rated carriers.
3.
Talk With an Agent
Get honest advice and answers to all your questions.
4.
Apply & Get Covered
Complete your application and enjoy peace of mind.
Ready to get protected? It only takes a few minutes to explore your options and secure critical illness coverage that pays you directly when you need it most.
FAQ
You're probably
wondering...
Critical Illness FAQ's
Prepare for the Unexpected — On Your Terms
Life happens fast. Get critical illness protection that helps you stay in control financially during recovery.
Related Services
Critical Illness Insurance is just one layer of protection. Explore additional coverage options like life insurance, annuities, and hospital indemnity plans to help you stay financially secure — no matter what life brings.
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