top of page

2026 Florida Enrollment Active

Speak with an Agent: 1-754-216-7275

Terms and Conditions

Effective Date: [07/29/2025]

Welcome to Florida Insurance Benefits (“we,” “our,” “us”). By accessing or using our website (www.flinsbenefits.com) and any related pages, services, forms, or content (collectively, the “Site”), you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully before using our Site.

If you do not agree with any part of these Terms, you must not use this Site.

1. Use of This Website

The content provided on this Site is for informational and educational purposes only. It is not intended to provide legal, financial, tax, or medical advice. By using this Site, you agree that any decisions you make based on the information found here are your sole responsibility.

You must be at least 18 years old to use this Site. If you are under 18, you may use the Site only with the involvement of a parent or legal guardian.

2. No Guarantee of Coverage or Offer

Use of this Site or submission of your information does not guarantee insurance coverage, product availability, or pricing. All insurance products are subject to underwriting approval and applicable terms, conditions, and exclusions. Any quotes provided are estimates and subject to change based on carrier underwriting guidelines and state regulations.

3. Intellectual Property

All content on this Site — including text, graphics, logos, icons, images, videos, and software — is the property of Florida Insurance Benefits or its content providers and is protected by copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, distribute, modify, display, or create derivative works of any content on this Site without our prior written consent.

4. Permitted Use

You agree to use this Site only for lawful purposes and in a way that does not infringe on the rights of others or restrict or inhibit anyone else’s use of the Site. Prohibited uses include (but are not limited to):

  • Uploading or transmitting malicious code, viruses, or harmful software

  • Attempting to gain unauthorized access to our systems or user data

  • Misrepresenting your identity or affiliation

  • Scraping, harvesting, or using automated systems to collect data

5. Third-Party Links and Services

This Site may contain links to third-party websites or services. These links are provided for convenience and informational purposes only. We do not control, endorse, or assume any responsibility for the content, products, or practices of third-party sites.

6. Disclaimer of Warranties

We strive to keep the information on this Site accurate and up to date, but we make no representations or warranties of any kind — express or implied — regarding the accuracy, completeness, reliability, or availability of the Site or its content.

Use of this Site is at your own risk. The Site and its content are provided “as is” and “as available” without warranties of any kind, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, Florida Insurance Benefits and its officers, agents, employees, and affiliates shall not be liable for any damages of any kind, including direct, indirect, incidental, punitive, or consequential damages, arising out of or related to your use of (or inability to use) this Site.

8. Indemnification

You agree to indemnify, defend, and hold harmless Florida Insurance Benefits and its affiliates from any claims, damages, liabilities, losses, or expenses (including legal fees) arising out of your use of the Site, violation of these Terms, or infringement of any rights of another party.

9. Privacy and Data Collection

Your use of this Site is also governed by our [Privacy Policy], which explains how we collect, use, and protect your personal information. By using the Site, you consent to the practices described in that policy.

10. Changes to These Terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes become effective immediately upon posting. Your continued use of the Site after any changes constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the state or federal courts located in [Your County], Florida.

12. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

bottom of page