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Serving all of Florida (754) 216-7275

Legal Notices & Disclaimers

Effective Date: [07/29/2025]

Welcome to Florida Insurance Benefits (“we,” “our,” or “us”). The following legal notices and disclaimers are provided to help you understand the nature of the information and services available through this website and to ensure full compliance with applicable laws, regulations, and industry standards.

1. Independent Agency Status

Florida Insurance Benefits is an independent insurance brokerage. We represent multiple insurance carriers and offer a variety of life, health, Medicare, and retirement-related products. We are not owned, operated, or controlled by any single insurance company.

Our recommendations are based on the information you provide and the products available from our network of insurance partners. However, final eligibility, underwriting decisions, coverage terms, and premiums are determined solely by the issuing insurance carrier.

2. No Government Affiliation

Florida Insurance Benefits is not affiliated, associated, endorsed, or authorized by the U.S. government, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration (SSA), or any state or federal agency.

Medicare is a federal program. For official information, visit www.medicare.gov or call 1-800-MEDICARE (1-800-633-4227).

3. Information Disclaimer

All information, materials, tools, and resources provided on this website are offered for general informational and educational purposes only. While we make every effort to keep information accurate and up to date, we do not guarantee the completeness, accuracy, or timeliness of any content.
The information provided should not be interpreted as legal, tax, financial, or medical advice. You should always consult with a licensed professional regarding your individual circumstances before making decisions about insurance coverage, financial planning, or healthcare.

5. Quote Disclaimer

Any quotes or cost estimates provided through this site are non-binding and for illustrative purposes only. Final premiums, coverage options, and eligibility are determined by the insurance carrier based on your submitted application, underwriting results, and applicable state and federal regulations.

6. Links to Third-Party Sites

This website may contain links to third-party websites for your convenience. Florida Insurance Benefits is not responsible for the content, accessibility, or security of any linked site and does not endorse any products, services, or opinions contained therein.

7. Limitation of Liability

To the fullest extent permitted by law, Florida Insurance Benefits and its owners, agents, employees, or affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or reliance on, this website or its content.

8. Licensing & Jurisdiction

Florida Insurance Benefits and its agents are licensed to sell insurance products in the State of Florida. This website is intended for use by Florida residents only and is not an offer or solicitation to sell insurance in any jurisdiction where we are not licensed.

If you reside outside of Florida, please contact a licensed agent in your state.

9. Intellectual Property Notice

All content, including text, logos, graphics, icons, and images, are the property of Florida Insurance Benefits or its content suppliers and are protected by U.S. copyright, trademark, and intellectual property laws. Unauthorized use, reproduction, or distribution is prohibited without prior written consent.

10. Changes to These Notices

We reserve the right to update or modify these Legal Notices & Disclaimers at any time without prior notice. Updates will be posted on this page with a revised “Effective Date.”

11. Contact Information

If you have questions about these legal notices or any part of this website, please contact us:

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