Our Services
Your Coverage Options
Term Life
Budget-friendly protection for a set time period.
Whole Life
Lifelong protection with guaranteed cash value.
Final Expense
No-health-question plans
for end-of-life expenses.
Universal Life
Flexible lifelong coverage with cash value growth.
Our Services
Your Coverage Options
Switch between Indexed, Fixed, Income, and MYGA annuities in one place.
Indexed Annuities (FIA)
Growth tied to a market index—without risking your principal.
Market-linked growth
Earn interest based on index performance.
No market losses
Your value cannot drop during market downturns.
Lifetime income options
Optional riders provide guaranteed income.
Best for
People wanting upside potential with safety.
Experience & Trust
Local Experience You Can Lean On
Florida-focused guidance backed by years of working with seniors, pre-retirees, and families navigating Medicare, life insurance, and retirement income decisions.
EXPERIENCE
8+ Years
Helping clients choose and review coverage.
CARRIERS
Multiple Options
Independent access to top-rated companies.
CLIENTS
Florida-Focused
Plans designed for Florida residents.
SERVICE
Ongoing Support
We’re here before and after you enroll.
How to get started
Getting started with FIB is easy
Florida-focused guidance backed by years of working with seniors, pre-retirees, and families navigating Medicare, life insurance, and retirement income decisions.
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What Floridians are saying.
Real people across Florida who wanted simple, honest insurance help.
★★★★★
“He explained every Medicare option in plain English and told me which one worked with my doctor in Broward.”
Janet R.
Fort Lauderdale, FL
★★★★★
“We bundled life and dental/vision/hearing and stayed right in our budget. Application was fast.”
Marcus B.
Hollywood, FL
★★★★★
“I like that they’re independent. I actually got to see multiple carriers and pick what I wanted.”
Linda S.
Pompano Beach, FL
Insurance FAQ
Our help is always free. We’re paid by the insurance carriers, so you get the same plans and sometimes even better guidance.
We work with 15+ top carriers in Florida across Medicare, life, ACA, DVH, and annuities. That means more choice for you.
Our help is always free. We’re paid by the insurance carriers, so you get the same plans and sometimes even better guidance.
Yes. We can do everything over the phone or on a secure video call. We also offer in-home appointments in many Florida areas.
Most enrollments take 10–20 minutes once we know which plan you want. We’ll guide you through every step.